Benjamin S. Guin, PhD
Economist · Financial Risks · Prudential Policy
Clarity under complexity.
I use empirical evidence to understand how financial risks — credit, housing, and climate — transmit through the financial system, and what this means for prudential policy, regulatory evaluation, and institutional accountability. My work focuses on how evidence and judgement come together in complex policy environments.
Areas of Expertise
Prudential Policy
Basel III and CRR II implementation, post-implementation evaluation, regulatory impact assessment, and prudential rulebook development.
Financial Risks
Systemic risk, stress testing, capital policy, and macro-financial transmission across credit, housing, and insurance markets — including climate-related disclosures, transition risk, physical risk, and prudential frameworks.
Research & Policy Engagement
Research strategy, academic-policy engagement, knowledge exchange programmes, and institutional outreach at central bank level.